Coupons, be not afraid

Ok, so I have always felt like doing coupons was a daunting task.  People buying 5 newspaper subscriptions, spending hours clipping, and they always seemed to be for things I never use (name brand and such)…
But recently I took a class, and still felt a little overwhelmed, but thought I’d try.
It turns out you can print coupons online (sometimes multiple times), you can take as much or as little time as you want.  And it’s not always the name brand things.  I found a coupon for a dollar off of any brand cheese, and 75 cents off any brand milk! I’m buying those anyways!
So a friend of mine has baseball card page protectors that she keeps her coupons organized in, and keeps them in a folder. so they don’t get lost in a purse, and you actually use them.
 
So here are a few websites:

• smartsource.com
• coupons.com
• redplum.com

Now for a couple of rules:

1. Don’t buy something you wouldn’t buy anyways. (you can’t buy stuff just to save money)
2. Don’t clean the store out of everything (you don’t need a 5 year supply of tissues) leave some for the other customers.
3. Don’t feel like you have to become a coupon Nazi, even if you only use a couple of coupons at the store, that’s saving a little bit, and every little bit counts.

Good luck!

meal calendar

So, if I go into a store, my mind goes blank, and I can’t remember anything I need.  I gotta have a list.
I actually made a 5 week meal plan list of my family’s favorite meals so that I don’t have to think up a bunch of meals I want to cook, I just rotate through them.  I look at the calendar, and write down the groceries I need for the next week (or two if I can get my milk to last that long).  Then I’m good to go for a week or two.
Here are some of the positives to doing this:

• Only having to go to the store once a week, or less.  Saves time and gas
• When you go to the store you always buy a few things that aren’t on the list (less chances of doing that)
• There are way fewer times when you decide to grab some fast food because you didn’t have anything to make, or the time to make it.
• You always have what you need, when you need it.
• You’re usually eating healthier that way – not macaroni and hot dogs again.
• You’re husband doesn’t say, “Spaghetti?  Isn’t this the second or third time this week?”  Happened to me. True story.  ( and he was probably right)
• You can still eat out every once in a while, but it’s planned, and in your budget.

Just gotta have it

Ok, so what if you really want a new grill, or a new tv, or something that just isn’t in your budget?  How do you get those things?

We have a “just gotta have it” section of our budget.   It’s like your own little layaway plan.
Instead of buying it on credit, cause you just gotta have it right now, then having to pay interest on your impatience (credit cards are the worst ours is about 19%),
each month we put a certain amount (that won’t break the bank, but won’t take FOREVER either) in our “Just gotta have it” section.
Once you’ve saved up enough  you celebrate when you get to buy it. Yesss!
The best part about the whole thing is getting to pick your next fun thing for your “just gotta have it ” section
…hmm trip to Hawaii, or maybe a trampoline, or….